Business Funding — Nationwide Apply in 5 Minutes

Capital for Growing Companies

Your business needs money. We move fast.

$10K to $5M. Decision in hours. Funding as soon as the next business day. No origination fees on your first draw.

Commercial high-rise buildings

Track Record

$540M

Deployed since 2019

11,200

Businesses funded

24 hrs

Median time to funding

4.8★

Trustpilot rating


Products

Process
01

Apply online

Five minutes. Basic business info, desired amount, how long you've been operating. No hard credit pull at this stage.

02

Get matched

We run your profile against 75+ lenders. You see the offers that fit — rates, terms, total cost — side by side.

03

Receive funds

Pick the offer. Sign digitally. Funds hit your business account, typically within one business day.


Why KreditZen
Two colleagues reviewing loan terms at a desk

Built around the borrower, not the lender.

No origination fees on your first draw. Period.

Soft pull only until you accept an offer. Your score stays untouched.

One dedicated advisor from application through funding. Not a call center.

All credit profiles considered. 550+ FICO with six months in business.

No prepayment penalties on term loans. Pay early, save on interest.


Clients

“We needed $400K for a second location. KreditZen matched us with an SBA lender in two days. Our bank had been dragging its feet for six weeks.”

Rachel Moreno

Moreno & Sons Construction, Austin TX

“The line of credit saved us during a slow quarter. Drew $60K, paid it back in 90 days, interest came to $1,800. Straightforward.”

David Okafor

Okafor Digital, Atlanta GA

“I was skeptical of online lenders. My advisor walked me through every line of the term sheet before I signed anything.”

Lisa Cheng

Greenthread Apparel, Los Angeles CA


Apply

Start your application.

Five minutes. No hard credit pull. No obligation.

Begin Application